Funded Account Programmes
Explore and compare active proprietary trading funded account programmes. Review capital options, scaling models, payout structures, and trading conditions — all presented in a clear, data-driven format for serious traders.
Active Funded Account Programmes
FTMO
- Max Capital: $200,000
- Profit Split: Up to 90%
- Payout Speed: Bi-weekly
- Scaling Plan: 25% growth cycle
- Evaluation: 2-step challenge
- Assets: Forex, Indices, Crypto, Metals
- Leverage: 1:100
The5ers
- Max Capital: $400,000
- Profit Split: Up to 95%
- Payout Speed: Weekly
- Scaling Plan: Aggressive scaling
- Evaluation: 1-step & instant funding options
- Assets: Forex, Indices, Commodities
- Leverage: 1:30
Alpha Capital Group
- Max Capital: $200,000
- Profit Split: 80–90%
- Payout Speed: Bi-weekly
- Scaling Plan: Growth-based scaling
- Evaluation: 2-step challenge
- Assets: Forex, Indices, Crypto
- Leverage: 1:100
E8 Markets
- Max Capital: $250,000
- Profit Split: Up to 90%
- Payout Speed: Weekly
- Scaling Plan: Account expansion model
- Evaluation: 2-step challenge
- Assets: Forex, Indices, Crypto, Metals
- Leverage: 1:100
FundedNext
- Max Capital: $300,000
- Profit Split: 80–90%
- Payout Speed: Weekly
- Scaling Plan: 10% monthly growth
- Evaluation: 1-step & 2-step options
- Assets: Forex, Crypto, Metals
- Leverage: 1:100
Topstep
- Max Capital: $150,000
- Profit Split: Up to 100%
- Payout Speed: Weekly
- Scaling Plan: Progressive scaling
- Evaluation: Futures combine
- Assets: Futures only
- Leverage: Exchange-based (varies)
Apex Trader Funding
- Max Capital: $300,000
- Profit Split: Up to 90%
- Payout Speed: Weekly
- Scaling Plan: Step-based scaling
- Evaluation: Futures evaluation
- Assets: Futures
- Leverage: Exchange margins
Lux Trading Firm
- Max Capital: $500,000
- Profit Split: Up to 75%
- Payout Speed: Monthly
- Scaling Plan: Up to $2M scaling
- Evaluation: Multi-step professional track
- Assets: Forex, Indices, Metals
- Leverage: 1:30
Goat Funded Trader
- Max Capital: $200,000
- Profit Split: 80–90%
- Payout Speed: Weekly
- Scaling Plan: Profit milestone scaling
- Evaluation: 2-step challenge
- Assets: Forex, Indices
- Leverage: 1:100
Beginner’s Guide to Funded Accounts
What Is a Funded Account?
A funded account allows you to trade using a prop firm’s capital instead of your own. You keep a percentage of the profits while following the firm’s trading rules.
How Evaluations Work
Most firms require traders to pass a 1-step or 2-step evaluation by meeting profit targets without breaking risk limits. Some firms also offer instant funding.
Understanding Profit Split
Profit split refers to how much of your trading profits you keep. Most firms offer 70–90%, while some offer up to 100% for funded futures traders.
Risk Rules Explained
Every programme includes daily loss limits, max loss limits, and position sizing rules. Breaking a rule may invalidate your account, so risk control is essential.
How Scaling Works
Consistent profitability unlocks larger account sizes. Many firms offer growth targets that allow traders to scale up to $1M+.
Payout Cycles
Payouts occur weekly or bi-weekly depending on the firm. Most firms pay via bank transfer, crypto, or fintech processors like Deel.
What Traders Say — Community Feedback
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“It’s worth going for a funded account, but only if you're already consistently profitable. Most new traders think funding is a shortcut, but the reality is you’re trading under strict rules and you must know how to minimise losses or you will fail quickly.”
[General Feedback] Source (r/Forex) -
“FTMO is one of the most credible prop firms today. They’ve been around longer than most competitors and usually pay reliably. Their evaluation rules are tough but fair — definitely harder than some firms like MFF were, but that’s also why people trust them more.”
[Brand: FTMO] Source (r/Forex) -
“A big issue with many prop firms is transparency. A lot of them don’t run real trading operations at all and instead rely mostly on challenge fees. As a trader, it’s extremely difficult to verify whether your trades are actually executed or simply simulated.”
[General: Prop Firms Industry] Source (r/Daytrading) -
“You should only go for a funded evaluation if you can consistently pass challenges on your own. Many traders underestimate the psychological pressure of trading someone else’s capital — even tiny mistakes can cause immediate violations.”
[General Advice] Source (r/Trading) -
“Trading with a funded account is fine if you don’t have large personal capital, but the discipline required is far greater. The hardest part is staying emotionally stable when trading under strict rules. Many funded traders blow accounts not because of skill, but stress.”
[General Feedback] Source (r/Forex)